Super visa insurance

Bring your parents home — for years, not weeks.

The medical insurance Canada’s super visa requires — so your parents and grandparents can stay for the long visits that actually matter.

The basics

What is super visa insurance?

It’s the private medical insurance the super visa application requires — covering emergency medical care, hospitalization, and repatriation while your parents or grandparents are in Canada.

The super visa lets parents and grandparents of Canadian citizens and permanent residents visit for extended stays — and proof of qualifying insurance is a core part of the application, per current IRCC requirements (always verify the latest on Canada.ca). Provincial health care doesn’t cover visitors, and a single hospital stay can run into the tens of thousands — this coverage is what stands between a health scare and a financial one.

Meets the requirement

Coverage designed to satisfy the super visa’s insurance rules — including the minimum $100,000 emergency medical coverage, valid for at least one year, per current IRCC requirements.

Real protection

Emergency care, hospitalization, and repatriation — the costs that provincial plans don’t cover for visitors.

Options that fit

Many insurers offer monthly payment plans, deductible choices, and refund provisions if the visa is refused — terms vary by insurer.

Why through an advisor

The cheapest plan isn’t always the one that pays.

Super visa policies differ most where it matters most: pre-existing conditions. Some plans cover conditions that have been stable for a defined period; others exclude them — and the definitions of “stable” vary. Deductibles, refund rules, and payment plans differ too.

As an independent advisor I compare multiple insurers on price and that fine print — so the policy is right for your parents’ health, the application isn’t delayed, and there are no surprises at claim time.

Straight talk: stability clauses on pre-existing conditions are where families get caught. We read that fine print together — before you buy, not at the hospital.
Instant quote

Get a super visa quote in minutes.

Compare coverage and price for your parents or grandparents on our insurance partner’s secure form — then call me if you want the fine print explained before you commit.

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The quote and application are provided by our insurance partner and completed on their secure form above. Coverage, eligibility, pricing, and terms are set by the insurer and subject to the policy; information you enter goes to the insurer, not to us. Questions before you buy? Book a free call — there’s no extra cost for going through a licensed advisor.

Common questions

Super visa insurance questions families ask

What does the super visa require for insurance?
Per current IRCC requirements: private medical insurance with at least $100,000 in emergency coverage, valid for at least one year from entry, covering health care, hospitalization, and repatriation. Requirements can change — we confirm the current rules on Canada.ca as part of getting you set up.
Are pre-existing conditions covered?
Some policies cover pre-existing conditions that have been stable for a defined period; others don’t. The stability definitions vary by insurer, and they decide whether a claim related to that condition pays. This is the single most important thing to compare.
Can we pay monthly instead of up front?
Many insurers offer monthly payment plans for super visa coverage — terms and any deposit requirements vary. We’ll compare the options so the cost fits your family’s cash flow.
What if the visa is refused?
Most insurers will refund the premium with proof of the refusal — sometimes minus an administration fee — provided coverage hasn’t started. Refund provisions vary by insurer, and we confirm them before you buy.
How much does it cost?
It depends on age, health, the coverage amount, and the deductible you choose. Comparing several insurers usually finds meaningful differences for the same protection — that’s the point of the free call.
Let’s talk

Family visits shouldn’t be a financial risk.

A free, no-pressure call: your parents’ situation, the plans that fit their health and your budget, and coverage that keeps the application — and the visit — on track.

Harpreet Singh · Licensed advisor (LLQP, Ontario) · Proudly Canadian. This page is general information only — not insurance, immigration, financial, or tax advice. Super visa requirements are set by Immigration, Refugees and Citizenship Canada and can change — verify current requirements at Canada.ca. Insurance is subject to eligibility, the application, and the terms, conditions, exclusions, and stability clauses of the individual policy, which vary by insurer. Speak with a licensed advisor about what is appropriate for your family’s situation.

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